Personal Retirement Planning Specialist (PRPS) Tax-advantaged account structures? 401(k)s, IRAs, Roth conversions? require precise knowledge of contribution limits, distribution rules, and penalty exceptions. PRPS candidates need fluency in how these mechanics interact with Social Security timing, healthcare costs in early retirement, and estate planning considerations. Gaps here compound across decades of client advice.
| Exam Name | Personal Retirement Planning Specialist |
| Exam Code | PRPS |
| Format | PDF & Practice Test Engine |
| Target Year | 2026 Updated |
| Features | 100% Verified Q&As |
